Roof repair depends on the type of damage and your insurance policy. Generally, if the damage is caused by wear and tear, it will not be covered. However, if the damage is caused by severe weather or an accident, it may be covered. It’s best to check with your insurance provider to see what is covered under your policy. ready roofing can help you file a claim and get the repairs you need. Contact us today for more information.

roof-damage covered by insurance

How Roof Coverage Works

Your home insurance policy is designed to protect your home from certain types of perils, or causes of loss. These are typically listed in the declarations page of your policy. Common covered perils include fires, windstorms and hail damage.

If your roof sustains damage from a covered peril, your insurance policy will typically pay to  Dallas roof repair or replace the damaged portion of your roof. However, there are some important things to keep in mind when it comes to roof coverage and insurance.

First, most home insurance policies have a deductible that must be met before the insurer will pay any benefits. This means that you will be responsible for paying the first part of any claim out-of-pocket.

Special Considerations for Roof Coverage

There are a few special considerations to keep in mind when it comes to roof coverage and insurance.

One is that most policies will place a limit on the amount they will pay for any one covered claim. This is typically a stated dollar amount, such as $5,000 or $10,000. This means that if the cost to repair or replace your roof