How do you deal with insurance claims after your roof has been damaged by a storm?
Thank you for considering Ready Roofing & Renovation to assist you through what can be a challenging and confusing process. Our skilled, knowledgeable and experienced representatives are committed to assisting you through the entire claims process.
When your neighborhood has been in the path of a destructive wind or hail storm, your home can sustain damage that needs immediate repair – especially your roof, which is the first line of defense against future storms and heavy rain. As the homeowner, you may choose to have a contractor to complete the job, or you can do the work yourself.
Your Ready Roofing & Renovation Representative is committed to:
- A Free No-Obligation Roof Inspection / Assessment
- Discussion of our initial inspection and findings
- Documentation of damages and preparation of a damage report of your roof
- A thorough explanation of the claims process so you know what to expect and how to maximize your insurance benefits.
- Honest, professional and knowledgeable representation through the entire claim and roofing process
We encourage you to contact us if you have any questions regarding the claims process, choosing a contractor or anything else we can assist you with.
Do you suspect your home may have sustained storm damage?
Contact Ready Roofing to schedule a free, no obligation roof inspection and assessment to determine the extent of damages and if those damages warrant contacting your insurance company to file a claim.
Should you make any temporary repairs to your home?
We will advise you if you should inquire with your insurance company to approve the installation of a temporary tarp to prevent any additional damages.
How do you calculate the estimate for your storm damaged roof?
Your homeowners insurance company will be sending out a claim representative (adjuster) to inspect the entire exterior of your home. This inspection will include the roof, windows, window screens, rain gutters, decks, porches, siding, etc. Anything that has been damaged by the storm will be covered by your insurance company.
Our Representative is knowledgeable in all aspects of the exterior of your home. We’ll be there when the adjuster arrives to represent you and your interest. We’ll take every step to make sure nothing is overlooked or left out of your estimate. Storms will often cause damage to parts of your home other than your roof. We stand ready to assist with the entire claim process at no cost to you.
Ready Roofing and your insurance company both use state-of-the-art software, (Exactimate) that takes into account local material prices and labor rates. This estimating software is based on quality materials comparable to those found on your home before it was damaged.
Ultimately, the adjuster will be setting the price for each of the repairs to be performed. They will pay for all damages in full, less your deductible. The payments will be made in two separate checks that will be issued to you, the homeowner. The first check issued is the A.C.V. (Actual Cash Value) which calculates the depreciation of your property. The second check will be issued after the repairs have been made. The second payment will be the R.C.V. (Replacement Cost Value) of the repairs. These terms (A.C.V. and R.C.V.) can be confusing and cause concern that your insurance company will not pay the full replacement amount of the repairs. Please see our F.A.Q. section to help clarify and explain the A.C.V. and R.C.V. in more detail.
Ready Roofing Understands Home Owners Insurance
Our Team Works with Major Insurance Companies Every Single Day. We Are Ready To Help You!
Extensive roof damage means that you’ll be faced with filing complicated insurance claims, and as your roofing contractor, We’ll be there to provide clear and accurate assistance throughout entire process. We understand the importance of providing detailed and accurate claim information to your insurance company, and we’re ready to help, making certain that nothing is left to chance.